html {
    scroll-behavior: smooth;
    scroll-padding-top: 88px;
}

:root {
    --navy: #033631;
    --navy-2: #054840;
    --gold: #bf9b42;
    --gold-2: #d8b65d;
    --cream: #faf8f2;
    --border: #efe6cf;
    --text: #1f2937;
    --muted: #6b7280;
    --white: #fff;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Inter', sans-serif;
    color: var(--text);
    background: #fff;
    overflow-x: hidden;
}

a {
    text-decoration: none;
}

section {
    padding: 92px 0;
}

.container {
    max-width: 1180px;
}

.btn-gold {
    background: linear-gradient(135deg, var(--gold), var(--gold-2));
    color: #fff;
    padding: 13px 26px;
    border-radius: 999px;
    font-weight: 800;
    border: none;
    box-shadow: 0 14px 30px rgba(191, 155, 66, .28);
    transition: .3s;
}

.btn-gold:hover {
    color: #fff;
    transform: translateY(-3px);
    box-shadow: 0 20px 40px rgba(191, 155, 66, .38);
}

.asset-hero {
    min-height: calc(100vh - 72px);
    display: flex;
    align-items: center;
    padding-top: 112px;
    padding-bottom: 76px;
    color: #fff;
    position: relative;
    overflow: hidden;
    background-image:
        linear-gradient(90deg,
            rgba(0, 32, 30, .96) 0%,
            rgba(0, 32, 30, .84) 34%,
            rgba(0, 32, 30, .48) 58%,
            rgba(0, 32, 30, .14) 100%),
        url("../image/background2.jpg");
    background-size: cover;
    background-repeat: no-repeat;
    background-position: center center;
}

.asset-hero .hero-overlay {
    position: absolute;
    inset: 0;
    background:
        radial-gradient(circle at 80% 14%, rgba(216, 182, 93, .18), transparent 28%),
        linear-gradient(90deg, rgba(0, 32, 30, .86), rgba(0, 32, 30, .12));
    z-index: 1;
}

.asset-hero .container,
.hero-content {
    position: relative;
    z-index: 2;
}

.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 16px;
    border-radius: 999px;
    background: rgba(0, 0, 0, .22);
    border: 1px solid rgba(255, 255, 255, .14);
    color: #d9a441;
    font-weight: 900;
    letter-spacing: .5px;
    margin-bottom: 18px;
    font-size: 13px;
}

.asset-hero h1 {
    max-width: 760px;
    font-size: clamp(36px, 5vw, 62px);
    line-height: 1.08;
    font-weight: 900;
    letter-spacing: -2px;
    color: #fff;
    margin-bottom: 24px;
}

.highlight {
    color: var(--gold-2);
}

.asset-hero p {
    max-width: 660px;
    font-size: clamp(15px, 1.5vw, 17px);
    line-height: 1.8;
    color: rgba(255, 255, 255, .88);
    margin-bottom: 0;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 28px;
    margin-bottom: 22px;
}

.back-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: rgba(255, 255, 255, .82);
    font-weight: 700;
    transition: .3s;
}

.back-link:hover {
    color: var(--gold-2);
}

.section-title {
    font-size: clamp(30px, 3.4vw, 48px);
    font-weight: 900;
    letter-spacing: -1.5px;
    line-height: 1.15;
    color: var(--navy);
    margin-bottom: 18px;
}

.section-desc {
    color: var(--muted);
    line-height: 1.85;
    font-size: 16px;
}

.text-gold {
    color: var(--gold);
    font-weight: 800;
}

.asset-pain-box::before {
    content: "";
    position: absolute;
    width: 360px;
    height: 360px;
    border-radius: 50%;
    right: -160px;
    top: -170px;
    background: radial-gradient(circle, rgba(191, 155, 66, .18), transparent 70%);
}

.asset-pain-box > * {
    position: relative;
    z-index: 1;
}

.pain-image-card {
    border-radius: 26px;
    overflow: hidden;
    box-shadow: 0 20px 48px rgba(15, 23, 42, .14);
    min-height: 280px;
    background: #fff;
}

.pain-image-card img,
.card-image img,
.claim-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.asset-pieces {
    background: var(--cream);
}

.asset-card {
    height: 100%;
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 30px;
    overflow: hidden;
    box-shadow: 0 14px 40px rgba(15, 23, 42, .06);
    transition: .35s ease;
}

.asset-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 26px 60px rgba(191, 155, 66, .18);
    border-color: rgba(191, 155, 66, .45);
}

.card-image {
    height: 215px;
    position: relative;
    overflow: hidden;
}

.card-image::after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(3, 54, 49, .04), rgba(3, 54, 49, .62));
}

.card-number {
    position: absolute;
    left: 18px;
    bottom: 16px;
    z-index: 2;
    color: #fff;
    font-size: 13px;
    font-weight: 900;
    background: rgba(3, 54, 49, .85);
    border: 1px solid rgba(255, 255, 255, .22);
    padding: 7px 10px;
    border-radius: 999px;
}

.card-icon {
    width: 68px;
    height: 68px;
    border-radius: 22px;
    background: linear-gradient(135deg, var(--navy), var(--navy-2));
    color: var(--gold-2);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 30px;
    position: absolute;
    left: 20px;
    top: 20px;
    z-index: 2;
    box-shadow: 0 16px 36px rgba(3, 54, 49, .24);
}

.card-body-content {
    padding: 28px 26px 30px;
}

.asset-card h3 {
    font-size: 22px;
    color: var(--navy);
    font-weight: 900;
    line-height: 1.32;
    margin-bottom: 14px;
}

.asset-card h3 span {
    display: block;
    font-size: 16px;
    color: var(--gold);
    margin-top: 4px;
}

.asset-card .message {
    font-weight: 800;
    color: #374151;
    line-height: 1.65;
    margin-bottom: 14px;
}

.asset-card p {
    color: var(--muted);
    line-height: 1.78;
    margin: 0;
}

.claim-support {
    background: #fff;
}

.claim-box {
    background: linear-gradient(135deg, #fffdf8, #f8f1df);
    border: 1px solid rgba(191, 155, 66, .22);
    border-radius: 38px;
    padding: 46px;
    box-shadow: 0 30px 80px rgba(15, 23, 42, .08);
}

.claim-list {
    display: grid;
    gap: 22px;
}

.claim-item {
    display: flex;
    gap: 20px;
    padding: 24px;
    border-radius: 28px;
    background: rgba(255, 255, 255, .76);
    border: 1px solid rgba(239, 230, 207, .9);
}

.claim-icon {
    width: 60px;
    height: 60px;
    min-width: 60px;
    border-radius: 20px;
    background: linear-gradient(135deg, var(--navy), var(--navy-2));
    color: var(--gold-2);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 26px;
    box-shadow: 0 15px 30px rgba(3, 54, 49, .18);
}

.claim-item h3 {
    font-size: 21px;
    font-weight: 900;
    color: var(--navy);
    margin-bottom: 8px;
}

.claim-item p {
    color: var(--muted);
    line-height: 1.75;
    margin: 0;
}

.claim-image {
    height: 370px;
    border-radius: 30px;
    overflow: hidden;
    box-shadow: 0 24px 54px rgba(15, 23, 42, .16);
}

@media(max-width:991px) {
    section {
        padding: 72px 0;
    }

    .asset-hero {
        min-height: auto;
        padding: 96px 0 78px;
        background-position: center;
    }

    .asset-hero .hero-overlay {
        background: rgba(0, 32, 30, .82);
    }

    .pain-box,
    .claim-box {
        padding: 34px 24px;
    }

    .pain-image-card,
    .claim-image {
        height: 300px;
    }

    .hero-actions {
        flex-direction: column;
        align-items: stretch;
    }

    .hero-actions .btn {
        width: 100%;
    }
}

@media(max-width:576px) {
    .asset-hero h1 {
        letter-spacing: -1px;
    }

    .asset-card h3 {
        font-size: 20px;
    }

    .card-body-content {
        padding: 24px 20px 26px;
    }

    .claim-item {
        flex-direction: column;
    }

    .pain-box,
    .claim-box,
    .asset-card {
        border-radius: 28px;
    }
}

/* ===== Asset cards without images ===== */
.asset-card {
    position: relative;
    isolation: isolate;
}

.asset-card::before {
    content: "";
    position: absolute;
    inset: 0;
    background:
        radial-gradient(circle at 85% 12%, rgba(216, 182, 93, .14), transparent 30%),
        linear-gradient(180deg, rgba(255, 255, 255, .78), rgba(255, 255, 255, 0));
    opacity: 0;
    transition: .35s ease;
    z-index: -1;
}

.asset-card:hover::before {
    opacity: 1;
}

.card-visual {
    height: 230px;
    position: relative;
    overflow: hidden;
    display: flex;
    align-items: center;
    justify-content: center;
    background:
        radial-gradient(circle at 25% 20%, rgba(255, 255, 255, .26), transparent 26%),
        radial-gradient(circle at 78% 24%, rgba(216, 182, 93, .28), transparent 24%),
        linear-gradient(135deg, var(--navy), var(--navy-2));
}

.card-visual::before {
    content: "";
    position: absolute;
    width: 260px;
    height: 260px;
    border-radius: 50%;
    border: 1px solid rgba(216, 182, 93, .20);
    inset: auto auto -120px -88px;
}

.card-visual::after {
    content: "";
    position: absolute;
    width: 150px;
    height: 150px;
    border-radius: 42px;
    right: -48px;
    top: -46px;
    background: rgba(255, 255, 255, .08);
    transform: rotate(18deg);
}

.card-icon-main {
    width: 116px;
    height: 116px;
    border-radius: 36px;
    background:
        linear-gradient(145deg, rgba(255, 255, 255, .20), rgba(255, 255, 255, .06));
    border: 1px solid rgba(255, 255, 255, .22);
    color: var(--gold-2);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 54px;
    position: relative;
    z-index: 2;
    box-shadow:
        0 28px 60px rgba(0, 0, 0, .24),
        inset 0 1px 0 rgba(255, 255, 255, .22);
    transition: .35s ease;
}

.asset-card:hover .card-icon-main {
    transform: translateY(-6px) scale(1.04);
    color: #f0d27f;
}

.visual-lines {
    position: absolute;
    inset: 0;
    z-index: 1;
    opacity: .45;
}

.visual-lines span {
    position: absolute;
    height: 2px;
    width: 130px;
    border-radius: 999px;
    background: linear-gradient(90deg, transparent, rgba(216, 182, 93, .78), transparent);
}

.visual-lines span:nth-child(1) {
    top: 58px;
    left: 28px;
    transform: rotate(-18deg);
}

.visual-lines span:nth-child(2) {
    right: 26px;
    bottom: 72px;
    transform: rotate(-18deg);
}

.visual-lines span:nth-child(3) {
    width: 90px;
    left: 50%;
    bottom: 42px;
    transform: translateX(-50%) rotate(-18deg);
}

.mini-badge {
    width: 48px;
    height: 48px;
    border-radius: 18px;
    background: rgba(255, 255, 255, .14);
    border: 1px solid rgba(255, 255, 255, .20);
    color: #fff4cf;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    position: absolute;
    z-index: 3;
    backdrop-filter: blur(10px);
    box-shadow: 0 16px 34px rgba(0, 0, 0, .16);
}

.badge-top {
    top: 28px;
    right: 28px;
}

.badge-bottom {
    left: 28px;
    bottom: 28px;
}

.card-visual-vehicle {
    background:
        radial-gradient(circle at 78% 24%, rgba(216, 182, 93, .30), transparent 24%),
        linear-gradient(135deg, #033631, #07584e);
}

.card-visual-home {
    background:
        radial-gradient(circle at 76% 20%, rgba(216, 182, 93, .26), transparent 24%),
        linear-gradient(135deg, #04352f, #0b4b66);
}

.card-visual-travel {
    background:
        radial-gradient(circle at 78% 24%, rgba(216, 182, 93, .30), transparent 24%),
        linear-gradient(135deg, #033631, #25415f);
}

.card-number {
    top: 20px;
    left: 22px;
    bottom: auto;
    background: rgba(255, 255, 255, .14);
    color: #fff;
    backdrop-filter: blur(10px);
}

@media(max-width:576px) {
    .card-visual {
        height: 205px;
    }

    .card-icon-main {
        width: 98px;
        height: 98px;
        border-radius: 30px;
        font-size: 46px;
    }

    .mini-badge {
        width: 42px;
        height: 42px;
        border-radius: 16px;
        font-size: 18px;
    }
}